Getting an injury while you are at work is not only inconvenient, but it can prove to be costly too. Especially if it means you are unable to work due to it. This can be attributed to the fact that you may need to shell out a certain sum to treat your injuries and foster your recovery. To ensure that you get proper compensation for the injuries you have sustained while on duty or your work premises, below are some of the steps you need to take.
One of the primary things you need to do after an injury and being unable to work is to report the incident. You must report it to your immediate supervisor as soon as possible. As much as possible, don’t wait before sending a notification. If you fail to do this, you may no longer be eligible for your worker’s compensation benefits. In this case, your workplace may require you to fill out a workplace injury report. After completing the form, make sure to keep a copy for your records.
As soon as you report the incident and receive medical treatment, you can begin filing a worker’s compensation claim. In this case, you may want to contact an insurance lawyer. Find one who will be able to assist you in claiming your income protection policy. Otherwise, you can get in touch with a lawyer specializing in worker’s compensation. They can help you with the step-by-step process that you need to accomplish.
Keep in mind that there is a certain time frame for you to make a claim. If you do attempt to file a claim after this duration, you may no longer be eligible for any compensation. The time frame may vary slightly from one state or country to another. Also, remember when filing a claim, you will most likely need to fill out paperwork that will include the nature of your injuries, as well as the background of the accident.
In parallel with filing a report about the incident as well as the injuries you have, you have to seek medical attention immediately. This is mandatory even if you deem that your injuries are only minor. Keep in mind that certain injuries only manifest a couple of days after the incident. If you wait too long before seeking medical attention, the insurance provider may decide your injuries are not work-related. Keep in mind that seeking medical treatment promptly will most likely hasten your recovery. Focus on your health not the compensation you will be eligible for.
Finally, make sure that you keep all records of the accident and your injuries. All these will prove to be valuable pieces of evidence later on as you file your claim. These can also determine the amount of money you are eligible to receive. This is because payments are often based on the medical treatments to help foster your healing and recovery.
Some of the documents that you may need to include are your medical records and all out-of-pocket expenses related to your injuries. You also need to keep a diary of all the days you missed work, as well as the times that you had to travel to get to your medical practitioner. With the days you miss, make sure you note whether it was due to a medical appointment, or being unable to work due to pain. Make sure that you keep a copy of the incident report of the accident as well.
When you sustain injuries while you are in the workplace, make sure that you report the incident to your immediate supervisor. In parallel to this, you also need to seek medical attention as soon as possible. From there, you can already begin the process of filing a worker’s compensation claim. Make sure to keep all records of your injuries and costs because these will all be valuable pieces of evidence for your claim later on. Rest assured that with the proper coverage in place, you will be able to get ample compensation to help foster your healing and recovery.