How to Choose the Best Credit Card for Frequent Flyers and Lounge Access?
The best Credit Card for frequent flyers is one with lounge access as they are particularly worthwhile. With a lounge access Credit Card, you can enjoy exclusive airport lounge amenities, offering a more comfortable and luxurious alternative to waiting in a general area.
These Credit Cards give you access to special services, such as complimentary meals, high-speed Wi-Fi access, workstations, relaxation rooms, etc. However, there are some prerequisites that you need to consider when choosing a Credit Card with lounge access.
Let us delve into the details and learn how to choose the best lounge access Credit Card for frequent flyers.
Tips to Choose the Best Credit Card with Lounge Access
Number of lounge visits
Knowing the number of airport lounge visits permitted on a Credit Card is important to enhance your travel experience.
If you are a regular flyer, consider only the best Credit Cards for frequent flyers that offer high or unlimited complimentary lounge visits. It will allow you to enjoy lounge access every time you travel by air. Also, it must be noted that not all free Credit Cards offer unlimited lounge access.
List of eligible lounges
The list of eligible lounges includes those that are partnered with your bank and are a part of their lounge network. Typically, you can enjoy the amenities offered by these lounges for free or at a low charge.
Before proceeding with the Credit Card Apply Online process, check this list to ensure that the lounges on the list are present at your departure and destination airports.
Type of lounge visit
You should choose a Credit Card that offers lounge access that suits your travel style. For example – if you are an international traveller, apply for a Credit Card that offers unlimited international lounge visits. Moreover, you can also choose a Credit Card with domestic and international lounge access to take full advantage of the lounge access facility.
Some cards provide a certain number of free lounge visits per year or per account holder; some may require you to pay a discount fee per visit, whereas premium Credit Cards may offer unlimited lounge access for a certain period.
Low foreign currency mark-up fee
A mark-up fee is a charge levied on purchases made in foreign countries through an Indian Credit Card. When opting for a Credit Card, choose a Credit Card issuer that charges a low mark-up fee. This will minimise the additional costs of your international trip.
Guest access
A Credit Card with guest access will allow your accompanying guests to join you in the lounge for an extra charge. So, if you frequently go on trips with someone, choose a Credit Card that offers guest access to ensure that you and your associate enjoy the lounge privileges together.
Annual fees
Remember to compare the annual fees for different Credit Cards. This will help you ensure that you are not overpaying for its services. Most issuers offer Credit Cards with no annual or joining fee. However, it is important to check whether they offer lounge access with these cards.
Apply for a lounge access Credit Card whose annual fee justifies the benefits it provides.
Conclusion
Lounge access Credit Card allows you to spend your waiting period in a quiet, relaxed and comfortable atmosphere. With this card, you can enjoy the premium amenities offered by airport lounges while waiting for your flight.
To make an informed decision and get the best Credit Card for frequent flyers that suits your travel needs and habits, consider the points mentioned in this article to make a memorable traveling experience at every step.
