Looking for a global health insurance policy that’ll cover you in countries all around the world? You probably know that health insurance is essential – not only for your own well-being, but also to be allowed to enter a new country for traveling or living.
To guide your search are six of the best global health insurance companies to consider as you work internationally. Use these options as a guide to find the best health insurance policy based on your needs!
It is important to prioritize health insurance no matter the length of your travels. While some countries have public health systems; however, as a traveler it is unlikely you will qualify to use it in case of an emergency.
Don’t rely on luck while you're traveling. You don’t want to come across travel hiccups that involve your health like food poisoning or getting sick. With global health insurance, you can be assured that no matter what happens you’ll have access to high-quality healthcare says this dental expert who does teeth whitening in Lunenburg.
Making sure you have a global health insurance plan before you leave can help keep down unnecessary costs that can accrue, even when the costs are lower than in your home country.
A global health insurance policy :
Many countries require proof of insurance in order for you to obtain a resident or digital nomad visa no matter the length of time you are staying. For example, Portugal’s Digital Nomad visa requires you to show proof of health insurance for you and your dependents for the first four months. Many global health policies are flexible and can allow you to cancel them when you no longer need it.
A global health insurance policy:
While you don’t need health insurance to enter every country, when traveling your health and safety are more vulnerable. Many travelers can get away with travel insurance on their trips when staying for short periods of time in one country on a tourist visa. It is made for people who only need it for a few weeks to a few months.
However, as a digital nomad with more long-term traveling, travel insurance is not enough to get you by, especially if you don’t have health insurance in your home country. Many travel insurance companies will only cover you long enough to send you back home which could severely increase your costs.
Cigna is a U.S. insurance company that aims to give digital nomads access to high-quality healthcare no matter where you are around the world. They have specific policies for people needing global health insurance.
Allianz is a German insurance company that is one of the largest 3 medical insurance companies in the world. They pride themselves on providing top-quality service, and they offer a wide variety of plans and global health insurance coverage. They have a specific plan made for expats and digital nomads.
GeoBlue is high-quality insurance with extended global health insurance coverage. It has a wide range of insurance policies depending on the length of your time abroad (long-term and short-term) and the purpose of your trip (digital nomad, yacht crew, students, missionaries, etc.). They have specific plans for digital nomads who live overseas.
IMG is an award-winning provider of global health insurance benefits and assistance services. They have 17,000 accomplished physicians and facilities allowing you to access quality care worldwide.
Global Underwriters has been in the market for years and offers plans with different global health insurance plans for travelers around the world. For digital nomads, the Diplomat Long Term and Diplomat International are the most recommended.
Integra Global is a great option for digital nomads looking for a global health insurance company. They provide hassle-free plans with high levels of benefits at competitive rates.
Overall, you have to choose the best global health insurance plan that is best for you and your circumstances. Figuring out how much coverage you need, the access in the country you will be in, and any pre-existing conditions you will need to be covered should be taken into account before choosing the plan best for you.