Whether you wish to start a man and van service or simply want to hire a reliable one, you’re in the right place. We’re here to take you through the types of insurance needed for a man and van.
For Hire And Reward: Man And Van Insurance
According to Compare The Man & Van, it’s essential to have van insurance for hire and reward if you're on the road. If you run a van company, you'll need this specific sort of coverage.
Goods In Transit Insurance
It is not necessary by law, but it gives your clients confidence that their goods or items are fully protected against breakage or accidents while in your care.
The majority of transported objects are covered by transit insurance policies, which provide coverage up to £10,000 and cost around £10 per month.
Public Liability Insurance
Another insurance that you do not need to operate your man and van business is public liability insurance. However, if you harm a person while running your business and you aren't covered by public liability insurance, guess what?
While business property insurance typically covers a maximum of £4 million in liability, it might be obtained for less than £10 per month depending on your company's nature.
Top Quotes For Man And Van Insurance
To find the ideal insurance coverage for a startup man and van firm, researchers chose a 2007 Ford TRANSIT 330 SWB 110PS 2200cc Diesel Manual. Here is what they found at the time of writing for this type of insurance:
Budget Van Insurance
Time To Respond to a new customer: Almost immediately.
Time To Respond to an existing customer: 40 minutes.
Later changes to the policy will incur a cost: of £20.
Compulsory Excess: £150.
Review Rating On Trust Pilot:
Bad: 8%
Poor: 2%
Average: 4%
Great: 17%
Excellent: 68%
Protection Level:
Courtesy Vehicle: Yes.
Windscreen Cover: Yes.
Personal Accident Cover: Yes.
Breakdown Cover: +£49.20
Legal Assistance: Yes.
Price: £1189.19 Annually
Dial Direct Van Insurance
Time To Respond to a new customer: Almost immediately.
Time To Respond to an existing customer: 27 minutes.
Later changes to the policy will incur a cost: of £20.
Compulsory Excess: £150.
Review Rating On Trust Pilot:
Bad: 7%
Poor: 2%
Average: 3%
Great: 19%
Excellent: 69%
Protection Level:
Courtesy Vehicle: Yes.
Windscreen Cover: Yes.
Personal Accident Cover: Yes.
Breakdown Cover: No.
Legal Assistance: Yes.
Price: £1210.40 Annually.
Lloyds Bank
Time To Respond to a new customer: Almost immediately.
Time To Respond for an existing customer: 27 minutes.
Later changes to the policy will incur a cost: of £40
Compulsory Excess: £150.
Review Rating On Trust Pilot:
Bad: 89%
Poor: 3%
Average: 1%
Great: 0%
Excellent: 7%
Protection Level:
Courtesy Vehicle: No.
Windscreen Cover: Yes.
Personal Accident Cover: Yes.
Breakdown Cover: +£101.99 extra.
Legal Assistance: +£32.98 extra.
Price: £1,250.24 Annually.
Van Quote Direct
Time To Respond to a new customer: Almost immediately.
Time To Respond to an existing customer: 16 minutes.
Later changes to the policy will incur a cost: of £150
Compulsory Excess: £150.
Review Rating On Trust Pilot:
Bad: 9%
Poor: 1%
Average: 2%
Excellent: 75%
Protection Level:
Courtesy Vehicle: Yes.
Windscreen Cover: Yes.
Personal Accident Cover: No
Breakdown Cover: Yes.
Legal Assistance: +£31.33 extra.
Price: £1,307.98 Annually.
Zenith Insurance
Time To respond to a new customer: Almost immediately.
Time To respond to an existing customer: 37 minutes.
Later changes to the policy will incur a cost: of £40
Compulsory Excess: £250.
Review Rating On Trust Pilot:
Bad: 26%
Poor: 2%
Average: 2%
Great: 6%
Excellent: 64%
Protection Level:
Courtesy Vehicle: Yes.
Windscreen Cover: Yes.
Personal Accident Cover: Yes.
Breakdown Cover: +£42.75 extra.
Price: £1,328.46 Annually.
As you can see, the type of insurance and costs for a man with a van don't vary a huge amount. However, choose the best option for your needs with an insurance company you trust.
